Work Related Injuries and Work Accidents Can Happen at Anytime
Injuries in the workplace are common and you need legal representation to get the compensation you need
There are three different classifications of work injury cases. “Non-Subscriber” is a case where an injured employee sues their non-subscriber employer. “Third Party” cases are defined an injured employee sues a non-employer. The third type is a “Workers’ Compensation” case, where an injured employee makes a claim against the employer who is covered by workers’ compensation.
R.E. Lopez & Associates, when we are retained to represent a work injury case, the first step is to establish which type of classification the case falls under. On occasion, the case can fall under more than one category. The next step is to determine whether the victim’s employer subscribes to workers’ compensation insurance.
In Texas, workers’ compensation insurance is not required by state law. Whether or not an employer has workers’ compensation greatly impacts the rights of the injured victim. We will determine whether they subscribe by verifying coverage with their insurance company. If an employer carries full coverage workers’ compensation insurance, they are protected from any claims; however, if they don’t, the victim may be able to file a very important claim. Even if the employer carries workers’ compensation insurance, the victim may still have a valid claim against any third parties that may have contributed to the circumstances that caused the injury.
Often, employees are misinformed regarding whether their employer carried full coverage workers’ compensation insurance. Sometimes, an employer is self-insured, or carries some other kind of insurance that covers some work-related injuries, however it is not true workers’ compensation insurance.
It is important not to assume that your employer carries full coverage workers’ compensation insurance. R.E. Lopez & Associates has represented many clients who thought their employer carried workers’ compensation insurance, and they thought they wouldn’t be able to file a claim with the court. After discovering that the employer did not in fact carry workers’ compensation, our firm was able to win a case against the company and get the victim the compensation they deserved.
It is surprising how many large and well known corporations do not actually subscribe to workers’ compensation insurance. Below is a list of some of those companies located in Texas:
- United Supermarkets
- Dynamic Foods
- Home Depot
- Best Buy
People employed by these companies in Texas are eligible to make a legitimate claim against these companies if they are injured on the job. If you or someone you love have been injured while on the job, contact our firm for a free, no obligation consultation, and get the compensation you deserve.